Legal notice

At Oyumo, we are committed to providing a safe, secure, and convenient checkout experience. This Payment Policy explains the payment methods we accept, how payments are processed, and what to expect when completing a purchase.

Accepted Payment Methods

For your convenience, we currently accept the following payment methods:

American Express (AMEX)
JCB
Maestro
Mastercard
Visa
Visa Electron

The payment options available during checkout may vary depending on your location and device.

Secure Payments

Your security is important to us. All transactions are processed through trusted, encrypted payment gateways that meet industry security standards.

Oyumo does not store your full credit or debit card information on our servers.

Payment Processing

Payment is authorized and charged when you complete your order. Orders are only prepared for shipment after successful payment verification.

If payment cannot be verified, your order may be delayed or canceled.

Currency

Product prices are displayed in the currency selected on our website. If your payment method uses a different currency, your financial institution or payment provider may apply exchange rates or additional conversion fees beyond our control.

Order Confirmation

After your payment has been successfully completed, you will receive a confirmation email containing your order summary and purchase details.

If you do not receive a confirmation email, please check your spam or junk folder before contacting our support team.

Declined or Failed Payments

If your payment is unsuccessful, we recommend that you:

Confirm your payment details are entered correctly.
Ensure your card or account has sufficient available funds.
Contact your bank or payment provider for additional information.
Retry your purchase using a different accepted payment method.

Fraud Protection

To help protect our customers and maintain a secure shopping environment, Oyumo reserves the right to review, hold, or cancel orders that appear to involve unauthorized transactions, payment irregularities, or suspected fraudulent activity.

Additional verification may be requested before an order is approved.